Zelovari

End-of-Life Planning Without the Markup Real Costs, Real Choices

Free funeral cost comparison with prepaid plan analysis, VA benefits, and Medicaid asset protection modeling. Data from NFDA, BLS, and the Green Burial Council — not funeral home marketing.

Transparent End-of-Life Planning

Every number comes from public data. No upsells, no sponsored providers, no hidden referral fees.

Funeral Cost Comparison

Side-by-side pricing for burial, cremation, green burial, and aquamation across providers in your area.

Prepaid Plan NPV

Is that prepaid funeral plan actually a good deal? Net present value analysis of locking in today's prices.

Insurance vs Trust Analysis

Compare funeral insurance policies against irrevocable funeral trusts for cost and Medicaid implications.

VA Benefit Maximizer

Calculate burial allowance, headstone benefits, and national cemetery eligibility for veterans.

Medicaid Asset Protection

Irrevocable funeral trusts as Medicaid-exempt assets — state-specific rules and limits.

Geographic Price Variance

Same service, different price. See how funeral costs vary by metro area and state.

How It Works

1

Enter Your Details

Provide your zip code, arrangement preference, veteran status, and household income. Takes 60 seconds.

2

Get a Cost Breakdown

Our engine pulls NFDA median pricing, applies geographic CPI adjustments, and calculates VA offsets.

3

Plan With Confidence

See itemized costs, prepaid vs at-need NPV, and a recommended arrangement backed by the data.

Backed by Real Data

  • NFDA 2025 General Price List Survey
  • BLS Consumer Price Index — funeral services
  • Green Burial Council market data
  • FTC Funeral Rule itemized pricing
  • VA Burial Benefits (38 USC Section 2402)
  • ICCFA cemetery pricing data

Ready to See Real Costs?

Free comparison in under 2 minutes. No signup required.

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