Simple, Transparent Pricing
Start free. Upgrade for comprehensive end-of-life cost analysis.
Single Report
9one-time
- ✓Burial vs cremation pricing
- ✓Insurance coverage analysis
- ✓Monte Carlo simulation (10K runs)
- ✓Downloadable PDF report
- ✓Email delivery
Report Pack
29one-time
- ✓5 full PDF reports
- ✓Everything in Single Report
- ✓Side-by-side comparison
- ✓Shareable report links
- ✓Save $16 vs buying singles
Frequently Asked Questions
How does the end-of-life cost optimizer work?
Zelovari uses real funeral home pricing data and regional cost indices to compare burial versus cremation costs in your area. The optimizer accounts for geographic pricing variation, service-level options, and cemetery lot availability to give you an accurate total cost picture for informed decision-making during a difficult time.
What is the prepaid funeral plan NPV analysis?
Net present value analysis compares the cost of purchasing a prepaid funeral plan today versus saving the equivalent amount and paying at the time of need. We factor in funeral cost inflation rates, which historically run two to three percent above general inflation, and your expected investment returns to determine whether prepaying makes financial sense for your situation.
Does the tool calculate VA burial benefits?
Yes. The Pro plan includes a VA burial benefit calculator that determines eligibility for burial allowance, headstone or marker, burial flag, and national cemetery interment. We cross-reference current VA benefit amounts with your estimated funeral costs to show the net out-of-pocket expense after all applicable benefits are applied.
Is the free comparison truly free?
Yes. The free tier provides a basic burial versus cremation cost comparison for a single ZIP code with no account required. Upgrade to Pro only when you need the full cost optimization with prepaid plan analysis, VA benefit calculations, Medicaid asset protection planning, and downloadable PDF reports for your family records and estate planning.